Do you want better autocomplete, or a new editor? Copilot lives inside the editor you already use; Cursor IS the editor. - Copilot: simple. Works in VS Code and friends, costs less, excellent inline suggestions. Zero migration. - Cursor: deep. Sees your whole codebase, edits across files, chat that knows your project. The cost is switching editors, and some developers never will. - Pricing: Copilot's flat per-user price is predictable, while Cursor's usage-based pricing for premium models can surprise a heavy agentic team. Try Cursor on a real project for two weeks. If the agentic stuff clicks, the switch pays for itself. If you just wanted autocomplete, stay with Copilot. Do an AI tool pricing comparison on your real usage or set spending caps day one. StackAudit recommends the optimal 3 to 5 tool AI stack for your profession with pricing and setup guides for $4.99 one-time unlock.